Your personal finance
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Stop wasting time: it is money
Ihave a couple of professors that I admire with regard to how they manage their time—one is at Bunda and…
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Two little pieces of advice that could change your life
I’ve received so many great pieces of advice over the years from family and friends, from great books, and from…
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Why others get promoted while you watch
Very early in the morning this other day, I went jogging as has been my habit for a while. For…
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Who are you fooling with your idling?
This week, I had one of the most adventurous holidays ever. I went to the inland port of Nsanje, jumping…
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Why I cherish that friend
It was last year in the rainy month of November. My mother was arriving from Rumphi on a night bus.…
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The friend who went for a low paying job
Last year, a very close friend of mine phoned me late in the night. “Amwene ndazitaya. Ndapeza pena basi” (I am quitting,…
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Watch your progress, but make it fun too
Abraham Lincoln once said “I am a slow walker, but I never walk back”. This is a powerful statement that…
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Secrets of money and life success
Here are some little thoughts and things that have improved my finances, improved my career, and made my life better…
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Mental arithmetic and good spending choices
First of all, I will admit that I am not really good at mental mathematics— but I am good enough.…
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Balancing your money in three basic groups
Times are hard. I mean economic times of course. You don’t need anybody to tell you that. Imagine getting within…
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When impulse buying made me look a fool
I will not forget last year’s Mothers’ Day. The day before it, I plunged through town looking for flowers to give…
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Addiction can rob you big time!
When I was working in government some years back, there was one senior economist who used to drink his head…
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Is your job high-paying and your passion, too?
Can one find a job that is their passion (meaning it’s actually in line with your desires and values –…
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Fear is crippling you!
Three years ago, I was incredibly scared when I hit my financial bottom. Our second son was just born but…
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Hitting the target
On my son’s birthday, I made sure that I spent the afternoon home playing games with him on the computer.…
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Life after you retire: Dreadful or rosy?
The minute and hour hands of the clock are just coming close to pronouncing the time 6.30am Mr. Kilowe draws…
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Then comes the baby!
I overheard a very interesting conversation yesterday. It made me laugh my lungs out. Two women were sharing what ought…
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Should you give your child an allowance?
This question has been on our minds recently, as our seven year old son continues to grow and mature. We…
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Is your business plan on paper?
Last week, we started looking at the business plan. We did wave off the misconception of many who believe that…
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Do I need a business plan for a small business?
Many people think that the only reason to develop a business plan is to convince potential lenders or investors to…
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