Finca Malawi Limited has reported a profit after tax of K4.1 billion in the year ended December 31 2025, a 226 percent increase on the previous year’s performance.
During the year, the firm’s deposit base rose to K17.8 billion, representing 74 percent jump while its loan book expanded to K39.3 billion, a 61 percent increase.
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Interest income, on the other hand, climbed to K24.1 billion, a rise of 49 percent while total assets reached K48 billion, marking growth of 42 percent.
Finca Malawi chief executive officer Charles Anderson Bello in a statement credited the strong performance to disciplined execution and growing customer confidence.
He described 2025 as a defining year for the institution, noting its ability to deliver robust financial results while making a tangible social impact.
“Throughout 2025, we empowered entrepreneurs with accessible and affordable credit, advanced women’s economic participation through targeted financial solutions and strengthened livelihoods across rural and peri-urban communities,” he said.
Bello added that the Finca Malawi has enabled customers to build assets, create jobs and improve living standards, thereby promoting long-term financial resilience and supporting educational outcomes for schools and children across Malawi.
He said digital transformation has been central to the growth, with new technologies reshaping how the firm serves, scales and competes.
“Over the past year, we expanded digital access through mobile and agency banking, enabling transactions anytime, anywhere. We enhanced our platforms with services such as interbank transfers, bill payments and wallet transfers,” he said.
In the year under review, Finca Malawi also digitised the loan process, thereby improving turnaround times and customer experience.
The streamlined internal systems have since delivered faster, more efficient service while building a digital ecosystem tailored to customer needs, according to the microfinance institution.
