FDH Bank plc has reported strong financial performance for the year ended December 31 2025, with profit after-tax more than doubling to K147.8 billion from K74.06 billion the previous year.
The bank’s audited financial results show that growth was driven by significant increases in both interest and non-interest income streams.
Reads the statement in part: “Net interest income rose by 82 percent supported by expansion in the loan book, government securities and other interest-bearing assets.
“Total assets also grew by 31 percent largely due to a 65 percent increase in loans and advances and a 49 percent rise in government securities.”
During the review period, customers’ deposits increased by 27 percent from K883 billion to K1.125 trillion, reflecting growing customer confidence in the bank. according to the results.
On the other hand, non-interest income went up by 43 percent, mainly driven by higher fees and commissions as well as increased international trade and domestic transaction volumes.
The statement, jointly signed by FDH Bank plc board chairperson Charity Mseka, managing director Noel Mkulichi, chairperson of the finance and audit committee Ulemu Katunga and head of finance Richard Chipezaani, highlights that despite the positive performance, operating expenses increased by 21 percent due to inflationary pressures and rising costs of doing business.
The bank has since declared and paid a total of K11.6 billion during the year, equivalent to K1.68 per share.
A further second interim dividend of K50.03 billion or K7.25 per share, was declared in January 2026 and paid in February this year.
